AI-powered tools for property managers, contractors, and service businesses. Manage clients, invoicing, documents, and more — all in one place.
Let AI handle client communication, scheduling, and follow-ups across all your channels — so you can focus on your business.
Track leads, invoices, jobs, and financials from a single dashboard built for your industry.
Share contracts, invoices, and reports through a secure portal. No email attachments or scattered Google Drive links.
Your clients get a free portal to view documents, make payments, book appointments, and communicate with your team.
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Driver's license, state ID, or passport. Must match the name on your account.
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Utah requires a real estate license to act as a property manager for compensation. Verify at realestate.utah.gov
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Let's get your account set up in under 2 minutes. We'll configure your payment methods and revenue products.
Toggle ON the methods your tenants can use to pay rent.
Fees depend on whether you use personal (P2P) or business accounts. You can configure this in settings after setup.
These add value to every lease. Recommended products are pre-selected.
3120Life LLC · Pro Plan
| Contractor | License | GL Insurance | Status |
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Click any listing to update it. Changes save to your account.
Manage tenants, view listings, suspend or unsuspend access.
Messages handled by your AI across all channels.
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| No inquiries yet. Incoming leads from chat, SMS, email and social will appear here. | |||||
Review, approve, or decline rental applications submitted through your listing links.
The applicant will be notified. You can add optional notes.
The applicant will be notified. Please select a reason.
Track, record and manage all rent payments.
| Date | Tenant | Property | Amount | Method | Reference | Status | Actions |
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By default, tenants who pay by debit or credit card pay a 2.9% + $0.30 convenience fee. You can absorb that fee so tenants pay only their rent — the fee comes out of your payout.
These methods are always free for both you and your tenant — no processing fees ever.
Configure how your AI assistant responds to tenants.
Control what payment methods and financial products your tenants can access.
A deposit bond is a small monthly payment that replaces the traditional upfront security deposit. Instead of your tenant paying $1,500–$2,500 upfront, they pay roughly $17–30/month. A surety company (like Jetty) guarantees the full deposit amount to you.
The tenant applies through 3120 Life at lease signing. They're approved in minutes based on a soft credit check. Instead of writing a $2,000 check, they pay ~$17/month. If they cause damage or break the lease, the bond company pays you — then collects from the tenant.
You are covered for the SAME amount as a traditional deposit. If the tenant causes $1,500 in damage, the surety company pays you up to the bonded amount. You file a claim just like you'd keep a regular deposit — except now you get paid by a company with actual funds, not a tenant who might dispute or be broke. Many landlords find they actually collect MORE with bonds because the surety company pays without argument.
Offering deposit bonds helps you fill vacancies faster. Tenants who can't afford a full deposit will choose YOUR property over competitors who require $2,000+ upfront. Offering deposit alternatives may help you fill vacancies faster by lowering the upfront cost for tenants.
Instead of collecting a security deposit OR a bond, Obligo verifies the tenant's bank account and holds a pre-authorization (like a hotel hold on a credit card). If the tenant causes damage, Obligo charges their account directly.
The tenant links their bank account through Obligo during lease signing. No money changes hands upfront. They move in completely deposit-free. It's the ultimate move-in experience.
Obligo's bank authorization means you can charge for damages just like with a deposit — but the funds come directly from a verified bank account. This often has a higher collection rate than chasing a tenant for their cash deposit back.
Higher lease conversion — tenants are far more likely to sign when they don't need $2,000+ upfront. Zero-barrier move-ins attract more qualified applicants and reduce vacancy time.
Renters insurance covers your tenant's personal belongings and provides liability protection. Many landlords require it as a lease condition. Through 3120 Life, tenants can purchase policies starting at ~$10/month.
Tenant purchases a policy through 3120 Life during lease signing or move-in. Coverage typically includes personal property (theft, fire, water damage), personal liability ($100K+), and additional living expenses if the unit becomes uninhabitable.
If a tenant causes accidental damage (kitchen fire, overflowing bathtub), their renters insurance liability coverage can pay for repairs to YOUR property — not just the tenant's belongings. Without renters insurance, you'd be chasing the tenant for repair costs. With it, their insurance handles it. This is why most professional landlords require it.
Renters insurance protects your property from tenant-caused damage. If a tenant starts a kitchen fire or floods a bathroom, their policy covers repair costs instead of you chasing the tenant for payment. With Jetty's combo product, you can bundle this with a deposit bond in a single enrollment.
Rent guarantee insurance is a policy that pays YOU (the landlord) if your tenant stops paying rent. It typically covers 6–12 months of lost rent plus legal fees for eviction. Think of it as landlord insurance against non-payment.
The tenant doesn't pay anything extra. The cost is either built into the lease terms or paid by the landlord (and offset by the premium savings vs. the cost of an actual eviction). Some landlords pass the cost to tenants as a required lease add-on.
If your tenant stops paying, the insurance company reimburses your lost rent — usually within 30 days of filing a claim. Most policies also cover legal fees for the eviction process. The average eviction costs landlords $3,500–$10,000 in lost rent + legal fees. One policy at ~$300–500/year can save you from that entire loss.
The average eviction costs landlords thousands in lost rent and legal fees. Rent guarantee insurance eliminates that risk entirely, giving you peace of mind on every lease.
LeaseLock provides a full lease guarantee that covers damage, unpaid rent, and legal fees — essentially combining deposit replacement and rent guarantee into one product that covers the entire property.
Tenants pay a small monthly fee instead of a deposit. LeaseLock underwrites the entire lease, providing comprehensive protection that exceeds what a traditional deposit could cover.
You get coverage for damages, unpaid rent, and legal costs all in one product. Claims are paid faster than collecting from tenants, and coverage limits are typically higher than a standard deposit amount.
Complete property protection with no deposits to manage. LeaseLock's enterprise approach covers damages, unpaid rent, and legal costs all in one product — simplifying your operations across the entire portfolio.
Credit building through rent reporting means your tenant's on-time rent payments are reported to all 3 major credit bureaus (Experian, TransUnion, Equifax). This helps tenants build credit history using a payment they're already making.
The tenant enrolls through 3120 Life. Boom verifies their rent payments each month and reports them as positive tradelines to the credit bureaus. Most tenants see a credit score increase of 20–50 points within 3–6 months of consistent reporting.
Tenants actively building their credit are significantly less likely to default on rent — their payment directly affects their credit score. It's a built-in incentive for on-time payment. Plus, tenants who value this benefit tend to renew leases more often, reducing your turnover costs.
Tenants actively building their credit through on-time rent reporting are significantly less likely to miss payments. It's a built-in incentive for on-time payment that reduces delinquency across your portfolio. Tenants who value this benefit also tend to renew leases more often.
Flex lets tenants split their monthly rent into 2 payments (e.g., pay half on the 1st and half on the 15th). Flex pays YOU the full rent on the 1st — the tenant's second payment goes to Flex, not to you.
The tenant signs up for Flex ($14.99/month). On the 1st, Flex pays you the full rent. The tenant pays Flex back in two installments aligned with their paychecks. It's like a short-term interest-free bridge.
You get paid in full, on time, on the 1st. Period. Flex takes on the risk of the second half-payment. If the tenant doesn't pay Flex back, that's between Flex and the tenant — you already have your money.
You get paid in full on the 1st, every month — no exceptions. Flex takes on the risk of collecting the second half-payment from the tenant. The result is fewer late payments, higher tenant satisfaction, fewer vacancies, and longer leases.
A concierge service that handles all utility transfers and new account setups for incoming tenants — power, gas, water, internet, and cable. One call, everything handled.
After lease signing, the tenant gets a single call from the concierge team who sets up all their utilities. No hunting for phone numbers, no hold times, no missed appointments.
Utilities get transferred immediately, preventing gaps where you'd be paying for a vacant unit's electricity. It also ensures the tenant has working utilities from day one — no complaints or maintenance calls about "the power isn't on."
Utilities get transferred immediately, preventing gaps where you'd be paying for a vacant unit's electricity. Tenants have working utilities from day one — no complaints, no maintenance calls, smoother move-ins overall.
When a tenant moves in, they need internet and cable. Through 3120 Life's partnerships with AT&T, Xfinity, and other ISPs, tenants get connected quickly with preferred rates and streamlined setup.
During the move-in process, the tenant is offered a streamlined setup with preferred rates from partner ISPs. One click, scheduled install — no comparison shopping needed.
Happy tenants who have internet on day one are more satisfied tenants. This is a low-friction referral that adds value to the move-in experience.
Happy tenants who have internet on day one are more satisfied tenants. This reduces move-in friction and helps tenants settle in faster — leading to longer leases and fewer early terminations.
A referral program that connects your incoming tenants with vetted, insured moving companies. Tenants get competitive quotes and you earn a referral fee.
After lease signing, tenants are offered quotes from pre-vetted moving companies. They choose the best option and schedule their move — all through the 3120 Life platform.
Vetted movers are insured and professional — reducing the risk of property damage during move-in. No more scratched floors from friends-with-a-truck moves.
Professional, insured movers mean less risk of property damage during move-in. No more scratched floors and dented walls from DIY moves. Your property stays in better condition.
Working capital and term loans for your commercial tenants who need funding for buildout, equipment, inventory, or daily operations. 3120 Life connects them with multiple lending partners who compete for their business.
The tenant submits a simple application through 3120 Life. Within 24–48 hours, they receive pre-qualified offers from multiple lenders. They choose the best terms and can be funded in as little as the same day.
A funded tenant is a tenant who can pay rent, complete their buildout, and succeed in your space. The #1 reason commercial tenants default is cash flow problems. Connecting them with capital before they're in trouble keeps your units occupied and paying.
A funded tenant is a tenant who can pay rent, complete their buildout, and succeed in your space. The #1 reason commercial tenants default is cash flow problems. Connecting them with capital keeps your units occupied and paying.
SBA (Small Business Administration) loans are government-backed loans with the lowest interest rates and longest terms available. They're ideal for established businesses that need significant capital for expansion or real estate.
The tenant applies through 3120 Life and is matched with SBA-preferred lenders. The process takes 30–90 days but results in the best possible terms — rates as low as Prime + 2.25% with terms up to 25 years.
SBA-funded tenants have long-term, affordable financing — making them incredibly stable, long-term tenants. They're investing heavily in their space because the SBA requires it, which means they're not going anywhere.
SBA-funded tenants have long-term, affordable financing — making them incredibly stable, long-term tenants. They're investing heavily in their space, which means they're committed to staying and paying consistently.
A merchant cash advance (MCA) is an advance on future credit card sales. The business receives a lump sum and repays it as a small percentage of daily sales. It's not technically a loan — it's a purchase of future receivables.
The tenant provides 3–6 months of bank statements. Approval takes as little as 24 hours. Repayment is automatic — a fixed percentage of daily credit card sales is withheld until the advance is repaid.
MCAs provide fast capital for retail and restaurant tenants who need bridge funding. A tenant with working capital is a tenant who can pay rent — especially during slow seasons.
MCAs provide fast capital for retail and restaurant tenants who need bridge funding during slow seasons. A tenant with working capital is a tenant who can keep paying rent and stay operational in your space.
Manage rental applications, leases, and tenant files.
| Document | Tenant | Property | Date | Actions |
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| No documents yet. Upload or generate your first document above. | ||||
Bulk import properties from CSV or XLSX files. ML-powered column detection maps your data automatically.
Supports CSV and XLSX files. The system will identify columns for Property Address, Tenant, Rent, and PM Fee automatically.
Review the ML-detected column mapping below. Powered by open-source Hugging Face models running in your browser. Adjust if needed.
View rent ledgers, generate owner statements, and create tax summaries.
| Tenant | Property | Month | Rent Due | Rent Paid | PM Fee | Status | Method |
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Manage property owners, view portfolios, and track aggregate accounting per client.
Import your SPM Rent Collections file to automatically create client profiles with all their properties.
| Address | Tenant | Rent | PM Fee % | PM Fee $ | Net to Owner | Deposit | Payment | Notes |
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| Property | Tenant | Owed | Paid | Status | Employee Notes | Action |
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Supports PDF, DOCX, DOC files
Manage team members with granular permission controls.